American Express Sportsbooks

Sportsbooks that accept American Express credit cards can be difficult to find. American Express cards are famous for their exclusivity, which leads to some businesses not being able to accept them due to their uniqueness. We understand that it can be hard to find sportsbooks that accept American Express, and so we took the time to run them down for you. Generally speaking, state-licensed sportsbooks will not accept credit cards if you are betting at their lounge; however, those with online betting platforms can accept American Express.

This will, of course, all depend on the state and book. However, American Express cards are accepted at several USA online sportsbooks, and can provide a safe, easy, and convenient way for bettors to make quick deposits. However, there are some details that you should be aware of before using AmEx to fund your online sportsbook account, and we will discuss these later on down this page. We’ll cover the entire gamut of American Express sports betting sites from which ones accept the card to what you should expect with fees, timelines, and security of your information.

Best American Express Online Sportsbooks

American Express Sportsbooks New U.S. Player Bonus Go To U.S. Betting Site

Bovada SportsbookReview50% Up To $250
BetOnline SportsbookReview50% Up To $1,000 NEW!
MyBookie SportsbookReview50% New Member Bonus!
XbetSportsbookReview100% Up To $300
Sportsbetting SportsbookReview50% Up To $1,000 NEW!

Benefits Of Using American Express To Deposit

High Acceptance Rate - American Express has a very high acceptance rate for USA players at online sportsbooks. The transactions tend to go through with little or no inconvenience from the credit card companies or banks.

Rewards - The main reason people use AMEX is because they are generous in terms of what they do for you as a customer when you spend money. Using AMEX at an online sportsbook is similar.

Instant Deposits - Once accepted, your deposit is instantly transferred into your sportsbook account and available for you to use on any gambling products at your chosen online sportsbook.

Drawbacks Of Using American Express

Not Always Offered - American Express is not that common amongst online sportsbooks, but there certainly are some that accept them. In general, AmEx is the least-accepted “common” payment method at the major USA online sportsbooks. That said, as of 2021, it has a fairly wide reach.

Not Always Easy To Obtain - Getting approved for an American Express card can be one of the toughest lines of credit to open. They are typically offered to Americans that have good credit scores and open lines of credit in good standing, with the requisite high limits. AmEx tends to be for wealthier folks who can maximize things like airline miles and other benefits related to American Express.

Acceptance Not 100% Guaranteed - Despite American Express having a high acceptance rate, it is not a guarantee for USA players that it will go through, because every electronic transaction has the potential to be restricted by the UIGEA (a federal banking law regarding wagering products on the Internet).

American Express Credit Card vs. American Express Gift Card Deposits

One of the nice features about online sportsbooks accepting American Express cards is that they accept anything with the American Express brand from the company. American Express gift cards are under this umbrella, and these are generally accepted wherever American Express cards are. The best reason to use AmEx gift cards instead of the brand’s standard cards is that the gift cards are approved 100% of the time (if they’re certified for international use). Because the funds are not held by the bank as such, sportsbooks tend to use loaded gift cards more or less as cash.

What Do I Do If My American Express Deposit Is Declined?

There are two major reasons why this will happen. First, some sportsbooks might not accept AmEx as a rule, which is why it’s important to know which sportsbooks are good for AmEx users. Second, due to various government restrictions, most credit companies and banks are required to stop transactions to gambling websites if they notice it. This can mean that sometimes, transactions will be stopped through no fault of your own.

Best Sportsbooks That Welcome American Express Deposits

We'll be honest: it's not easy to find sportsbooks that take American Express. But we're not going to let that stop us from finding the best services that do. Just accepting AmEx isn't enough to get on this list, of course, as these sites must be proven leaders not only when using American Express but also when it comes to all the other aspects of the website in question. We have used these sites extensively ourseleves, so we know that AmEx does work with them. With that said, we usually opt for VISA deposits because the terms of the card are more friendly for our situation (i.e. lower transfer fees).

Bovada Sportsbook

One Of The Best Amex Sportsbooks

Bovada Sports Betting

Bovada is the leading online sportsbooks that accepts American Express deposits. Users that do choose to use American Express will find that they can take advantage of whatever deposit bonuses that they might have for new users such as a 50% return on all initial deposits of up to $250. Once you complete your AMEX deposit though, you can move on and use the sportsbook as you please finding odds on just about any sport that you can think of as well as many different prop bets on them also.

BetOnline Sportsbook

Fast Sportsbook Payouts For US Players

BetOnline Sports Betting

When it comes to using American Express to make deposits at BetOnline, users could not have found an easier way. BetOnline offers some of the lowest deposit minimums and also offers the highest deposit maximum amongst any online sportsbooks on the market for AMEX users. The great thing about using American Express to make deposits on BetOnline also is that they do not have any processing times either so the funds are put into your account immediately. Also, their deposit fee is one of the lowest in the industry as well.

SportsBetting Sportsbook

95% Acceptance On American Express Transfers

SportsBetting Sports Betting is one of the leading online sportsbooks when it comes to not just American Express deposits, but also in the number of prop bets that they offer on different sports. Once you get squared away with your AMEX deposit, you won’t have to worry about a waiting period as they offer instant deposits and you can take advantage of any prop bet that comes your way right away.

More About American Express Sportsbook Deposits

So far, we've talked about the different online sportsbooks that accept American Express and some of the benefits and drawbacks that this deposit option presents. Now, we are going to take that a step further and delve into some of the most important factors surrounding American Express deposits at online sportsbooks.

Sportsbook: Minimum Deposit: Maximum Deposit: Fee: Processing Time:
Bovada Sportsbook $20 $1,500 5.9% Instant
BetOnline Sportsbook $25 $5,000 6% Instant
Sportsbetting Sportsbook $25 $5,000 6% Instant

American Express Sportsbook Deposit Fees

So, if you're using American Express, you're probably familiar with how they tend to interact with deposit fees. Basically, American Express cards tend to have high fees across the board, and this holds true in the online sports betting industry as well. Of course, the benefits to American Express are many, from the rewards to the acceptance rate. Fees will, of course, vary depending on the sportsbook you use, but generally speaking, we're talking about 7-9% of the total value you are transferring. This can pose a problem in multiple cases. First, if you are depositing a large amount of money, it can be more economically efficient to use a different method of transfer, due to the fees this will incur. Second, fees of that size tend to cut into your margins as a sports bettor and must be taken into account when you are analyzing possible betting opportunities. As long as you are factoring the fees into your margins when placing your bets, you should be good to go, and it is entirely possible that if you are depositing a large amount of money, that some sportsbooks will be willing to work with you and waive the associated fees.

American Express Sportsbook Withdrawals

Those who deposit with an American Express credit card will have to choose another form of withdrawal, as sportsbooks no longer do card chargebacks as payouts. Bettors will be able to select their preferred cash-out method based on the options that their online sports betting sites will have in their Cashier or Customer Service sections. Most payouts will be processed within 24 hours and sent on their way to the player. Payout methods include checks in the mail, wire transfers, and – very occasionally – prepaid gift-style credit cards can be found.

Note: In order to withdraw via cryptocurrency (Bitcoin et al.), you will have had to also make your initial deposit via that same cryptocurrency. In other words, if you deposit with AmEx, you cannot currently request Bitcoin payouts of winnings associated with that card deposit.

Transaction Time For American Express Sportsbook Transfers

If accepted, an American Express card deposit method is instant, funding a player's account and allowing them to bet on what they wish right away. It only takes a couple of minutes to submit the information to make an American Express deposit, and once approved, future deposits take even less time with the card information already on file with the sportsbook. Depositing with an American Express Card is nice this way, as it doesn't have the player have to wait for the payment to be sent and received.

Sportsbook Security - Keeping Your American Express Account Safe

Obviously one of the main questions with these sports betting sites that are offshore will be security. But the more you know about these online sportsbooks, the more comfortable you feel about them. The ones that we have reviewed and played at are some of the most respected betting sites in the world. As such, they take security of their site, and their players very seriously. Bettors who sign up and input personal and financial information into their account can take solace in the fact that the sports betting site puts in different encryption and measures to ensure full safety. Using an American Express card could also get you a call from your bank as well, where you will have to verify the deposit.

American Express Sportsbook Deposit Bonuses

When you deposit with an American Express card, you are able to receive different deposit bonuses that are available at various top sports betting sites. But since credit cards are very common ways to deposit, you might sometimes see that the bonuses aren’t quite as profitable as those associated with other methods. However, over time, things have mostly streamlined, and you’re now able to claim standard welcome and reload bonuses regardless of your specific payment methods.

One thing worth noting in a section like this, however, is that most of the online sportsbooks provide extra incentives to those who use Bitcoin to deposit, so there may be high-level deposit bonuses that are unavailable to you if you use your American Express card, as they are only available to users of Bitcoin and other cryptocurrencies. Bitcoin and other cryptos remain the exception to the above rule - it’s pretty likely you won’t get the maximum bonuses at an online sportsbook without using them.