Mastercard Sportsbooks For US Players

Online sportsbooks that accept MasterCard are safer, faster, and more abundant than ever before. MasterCard transactions are extremely easy for online sports bettors to use as act just like any other online purchase when depositing. Not only is depositing with MasterCard extremely quick and easy, but bettors are also often rewarded with large bonuses for doing so. Few sportsbooks will allow withdrawals via MasterCard, but this review will cover various payout options after depositing into an online sportsbook using a MasterCard.

Benefits Of Using MasterCard To Deposit

High Approval Rate - When you find a sports betting site that takes Mastercard, you can be sure that you’re going to get a high approval rating. Mastercard is the second most popular credit/debit platform in the world, and millions of US bettors use it. As an industry leader, Mastercard has a secure system in place, and it is easy for offshore books to set up their banking systems to support smooth Mastercard transactions.

Safe To Use - Because sportsbooks are so discreet about this method, there is little chance of having your card number or any personal info stolen. Offshore sportsbook sites always take measures to prevent such activities to begin with, but using Mastercard makes the transaction even more secure than several other common deposit methods.

Reliable - MasterCard is a more reliable sportsbook deposit method than something like AmEx, and since it is a credit card, you run a much lower risk of being scammed than with something like a debit card. Credit cards are much better about protecting you in the event that something goes wrong, and MasterCard is no exception.

Mastercard Limits, Fees, and Times

Sportsbook: Minimum Deposit: Maximum Deposit: Fee: Processing Time:
Bovada Sportsbook $20 $1,500 1st One Free, 15.9% After Instant
MyBookie Sportsbook $45 $2,500 4.9% Instant
BetOnline Sportsbook $25 $5,000 6% Instant
XbetSportsbook $45 $2,500 4.9% Instant
Sportsbetting Sportsbook $25 $5,000 6% Instant

Drawbacks Of Using MasterCard

Transactions Not Always Accepted – Because of the UIGEA (Unlawful Internet Gambling Enforcement Act of 2006), Mastercard transfers sometimes won’t go through. This is, obviously, a problem. When this happens, it’s an inconvenience for sure, but the good news is that it doesn’t mean you’re in trouble or that your card doesn’t work. If your Mastercard gets red-flagged, you can either try to deposit again in a few minutes or use another card or deposit method.

Credit Card Interest – One of the big issues with using Mastercard – or any other credit card – is the fact that you can accrue interest if you do not pay your bill on time. Basically, the reason this is important is that it can add a hidden cost to your offshore sports betting. If you don’t pay off your bill on time, you could be forced to pay interest on that bill, which will almost certainly eat into whatever positive margins you might accrue gambling. Make sure you can pay off whatever you deposit.

International Fees – While this one works on a card-to-card basis, you may be charged with an international purchase fee. Most cards are approved for domestic use only and carry a small charge when it utilized at an offshore business. Check your bank or card TOS to see if you will be charged this fee. If you will be and don’t want to, consider buying a prepaid gift card that is approved for international use.

How To Deposit With MasterCard At An Online Sportsbook

  1. Visit your online sportsbook
  2. Select the deposit option
  3. Select your chosen deposit method, in this case MasterCard
  4. Enter your deposit amount
  5. Apply your chosen bonuses
  6. Finish the deposit, and collect your deposit reference number and other details
  7. Start betting!

MasterCard Credit Card vs. MasterCard Gift Card Deposits

Approved and accepted forms of credit cards at an online sportsbook usually correspond with any card branded with that logo being able to be accepted. And one of the nice things about the Mastercard gift card is the high acceptance rate, because of the predetermined amount already on the card. The transaction does not work the same way as the credit card. In fact, the credit card has a lower acceptance rate than the gift card. Just make sure that your Mastercard gift card is accepted for international transactions, since you are technically sending these funds overseas.

What Do I Do If My MasterCard Deposit Is Declined?

The first thing you need to do is don’t worry. This is not a big deal, and it does happen sometimes. If the Mastercard deposit that you tried to make is not accepted by the online sportsbook or from the bank, you will have to seek out another form of deposit. If an online sportsbook accepts Mastercard, they will probably accept either VISA, AmEx, or both. This scenario does occur sometimes - your credit card provider is legally obligated to prevent transactions going to online sportsbooks if it knows about them. This does not carry legal repercussions for you, however. You could try those to see if your deposit goes through, which will often resolve the issue. Outside of that, you’ll have to use another type of deposit method that is offered by the sportsbook. You can usually use wire transfers, money orders, cashier's checks, Bitcoin, or other altcoins.

Mastercard Vs. VISA Vs. Crypto At Online Sportsbooks

The biggest competitor to MasterCard at online sportsbooks is not worldwide competitor VISA, but in fact cryptocurrency. At online sportsbooks, both MasterCard and Visa are subject to the same fees and transaction times at most online sportsbooks. However, cryptocurrencies see a significant advantage over both of them, as the chart below can attest.

MasterCard: VISA: Crypto:
Available At International Books Yes Yes Yes
Available At State-Reg Books Yes Yes Only in Wyoming
Fees 5%-10% 5%-10% No Fees
Bonuses Match up to 50% Match up to 50% Match up to 100%
Withdrawals? No No Yes
Deposit Time Up to 72 hours Up to 72 hours Instant

Best Sportsbooks That Welcome MasterCard Deposits

Mastercard is accepted by all of the major sportsbooks that cater to US customers. If you see a sports betting site covered on this page (or any other on this informational network), you can rest assured that they take Mastercard as a matter of course. However, the following sites have consistently proven to have the highest acceptance rate for Mastercard deposits, making them our top choices if that’s your primary payment method.

Bovada Sportsbook

$20 Minimum/$1,500 Maximum Deposit With No First Time Fee

Bovada Sports Betting

Mastercard users have long loved using Bovada because of their first-time fee waiver, industry-leading odds, and fantastic bonuses. Bovada has earned their status as the top online sportsbook in the world for Mastercard users through continued excellence since their inception back in 2011.

BetOnline Sportsbook

$25 Minimum/$5,000 Maximum Deposit With A 7.5% Fee

BetOnline Sports Betting

Users looking for the highest Mastercard deposit limit know they have come to the right sportsbook when they find out about BetOnline's $5,000 maximum. BetOnline has odds on nearly every event imaginable, and they are consistently the first to do so. High rollers have long flocked to BetOnline, and that is for good reason.

MyBookie Sportsbook

$45 Minimum/$2,500 Maximum Deposit With A 4.9% Fee

MyBookie Sports Betting

The lowest fee amongst the top online sportsbooks for Mastercard deposits is MyBookie. They allow up to 14 Mastercard deposits per week. MyBookies low fees and easy-to-use sportsbook have long had them as the top option for beginner sports bettors.

SportsBetting Sportsbook

$50 Minimum/$5,000 Maximum Deposit With A 7.5% Fee

SportsBetting Sports Betting

Large deposit maximums are a staple of SportsBetting, and that proves especially true for their Mastercard users. SportsBetting's live betting suite is arguably the best in the industry for a myriad of reasons, with the main reason being that they even allow players to watch games live on their page.

Xbet Sportsbook

$45 Minimum/$2,500 Maximum Deposit With A 4.9% Fee

Xbet Sports Betting

Safe Mastercard deposits are a given when players sign up at XBet. With their 256-bit encryption and secure sock layers certifications, all Mastercard information is safe and secure at XBet.

More About MasterCard Sportsbook Deposits

Mastercard is accepted at basically every offshore sportsbook, as well as online platforms that are state-licensed. The online books have the option of storing your credit card information privately or you can also choose to have it entered manually every time. If you are looking to use a debit Mastercard, you will find that it works the same way as a credit card.

  • Bovada – $20 minimum / $1,500 maximum
  • BetOnline – $25 minimum / $5,000 maximum
  • MyBookie – $45 minimum / $2,500 maximum
  • SportsBetting – $50 minimum / $2,5000 maximum
  • XBet – $45 minimum / $2,500 maximum
  • DraftKings – $5 minimum / $2,000 maximum
  • FanDuel – $10 minimum / $1,000 maximum/month

MasterCard Sportsbook Deposit Fees

When players are able to use Mastercard as a method of deposit, there are usually few associated fees. That is one of the nice things about a credit card deposit – the fees are typically minimal in comparison to the amount transferred. Usually, if you find a sportsbook that accepts Mastercard, you can rest assured that deposit fees will likely be about 3% - 5% of your total transaction amount. Most sites have the same fee rates for both Mastercard and Visa payments, while AmEx rates are usually double those amounts.

Site: Fee:
Bovada 15.9% Or Higher
BetOnline 9.75%
MyBookie 4.90%
Xbet 4.90%
SportsBetting 9.75

Withdraw Options After Using A Mastercard To Deposit Into A Sportsbook

The main drawback of using Mastercard at online sportsbooks is that it can't be used for withdrawals. With payouts being the most important aspect of sports betting, understanding the options available for Mastercard users is vital. The two most commonly offered withdrawal methods for Mastercard users are Checks by Courier and Wire Transfers. The minimum and maximum withdrawals for each method are laid out by the sportsbook below.

Sportsbook Check By Courier Wire Transfer
Bovada $100-$3,000 Not Available
BetOnline $500-$2,500 $500-$25,000
MyBookie Not Available $100-$5,000
SportsBetting $1,500-$10,000 $500-$25,000
Xbet Not Available $500-$5,000

Mastercard Bonuses At Online Sportsbooks

Even if it may not be as important as payouts, learning about Mastercard bonuses offered by online sportsbooks may be the most exciting aspect to learn about. With extremely high matching percentages, large maximums, and low rollovers, all of the top sportsbooks offer tremendous bonuses for Mastercard bettors. Sign-up bonuses are typically the largest, but bonuses are offered on all Mastercard deposits.

Sportsbook Bonus Code Percent Bonus Maximum Bonus
Bovada N/A 50% $250
BetOnline BOL1000 50% $1,000
MyBookie MYB100 100% $1,000
SportsBetting SB1000 50% $1,000
XBet XB100 100% $500

Pros And Cons Of Depositing With Mastercard Into An Online Sportsbook

  • Pro: Instant deposits are one of the primary reasons why so many players use Mastercard to deposit into an online sportsbook. Transactions usually take less than 15 minutes to process.
  • Con: Having fees that eat into your spending power is not great, but first-time fee waivers and other relatively low fees make Mastercard deposits affordable.
  • Pro: Safety is guaranteed when using Mastercard. These online sportsbooks have excellent security and are trusted worldwide to protect your information.
  • Con: Occasional denials because of UIGEA have led many players to switch to either cryptocurrencies or Mastercard gift cards.
  • Pro: Incredible bonuses with low rollovers are a great way to grow your bankroll and potentially earn back money lost to fees.

Do Online Sportsbooks Accept Mastercard Gift Card Deposits?

Mastercard gift card deposits are not just allowed, but they are actually encouraged instead of using the Mastercard credit card. Due to the Unlawful Internet Gambling Enforcement Act (UIGEA), banks were instructed to decline all transactions to online sportsbooks. Now that is almost never enforced, but a great way to avoid the hassle is through the use of Mastercard gift cards because they are meant to be used for international purchases without credit card restrictions.

Alternatives To Mastercard At Online Sportsbooks

Users don't just have options when it comes to picking a sportsbook, but also when choosing which transaction method they want to use. If Mastercard is not the right fit, then a plethora of options are still available. Online sportsbooks allow for many varieties of cryptocurrencies (i.e. Bitcoin, Ethereum, Litecoin, and many others), which come with higher maximums, can be used for withdrawals, and are free. Other non-crypto options exist such as other name-brand credit/debit cards, money orders, and wire transfers.

Sportsbook Security - Keeping Your MasterCard Account Safe

With the submission of credit card numbers and other personal information, the security in place at USA online sportsbooks is very important. In fact, it's probably the first thing on the minds of bettors when they put in that info. There is a level of trust there between the player and sportsbook. The sportsbooks we play at have a great reputation of trust in the business through years of processing transactions for the bets placed. When you put your Mastercard information onto these sites, the security measures in place protect all of that info. The only thing fundamentally safer than a Mastercard deposit at any reputable offshore sportsbook is to use Bitcoin or another supported cryptocurrency.

Transaction Time For MasterCard Sportsbook Transfers

Mastercards have an excellent and very quick transaction time. It can take almost no time at all to make a deposit with a Mastercard into an online sportsbook. The only thing that can get in your way is that sometimes it can be hard to deposit into online sportsbooks using credit cards. This is because of the restrictions placed on internet gambling by UIGEA. These restrictions, however, only impact banks and financial institutions, which is why they manifest in terms of payments, not processing. If it happens to you, don’t worry, you’re fine, you just need to use another method of deposit. If it doesn’t, well, then you’re off to the races, as MasterCard sportsbook transfers are very quick.